Harbor Dental Plan
Harbor Dental Plan was created as a regional discounted dental services plan for the residents of Texas. This entity offers plans for both groups and individuals, with savings of up to 80 percent lower than the listed dental services at offices of the 320 participating dentists. Fnding a participating dentist is easy. Just search the plan's online provider database. Members can choose their own dentist from the plan, and have the option to change dentists any time during the year.
Harbor Dental Plan Savings
The Harbor Dental Plan is especially designed so that individuals who do not have dental insurance through their employers can reduce dental care expenses with a membership savings program. Individuals who have dental insurance, but who need additional cost reductions, can supplement their insurance coverage with the plan. Because the Harbor Dental Plan is not insurance, member families do not have to meet deductibles or pay co-insurance payments. The families begin receiving the reduced fees for service immediately.
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Harbor Dental Plan (Texas)
- Discounts start as soon as the low annual membership fee is paid.
- Members may pay a $9.00 a year processing fee in order to spread payments out over a twelve month period.
- A variety of family plans are available that include the spouse, dependent children, and any permanent members of a household, such as an aging relative who lives with the family.
- Fee reductions of 10 to 80 percent, depending on the procedure and location of the dentist are based on the standard fee for the service in the area.
- Pre-approval for any treatment is not necessary.
- Any person of any age is eligible for individual memberships.
- The plan covers cosmetic dentistry.
- Full payment is required at the time of service in order to receive the discounted rate.
- There are no pre-existing exclusions to using the savings plan.
- Twenty-five percent discounts are available for specialist services.
- The following treatments are included as specialist services:
- Braces or orthodontia
- Treatment for gum disease (periodontists)
- Wisdom tooth extraction (oral surgery)
- Bridges and dentures (prosthodontists)
- Root canals (endodontists)
- Dentists specializing in children's dentistry (pedodontists)
Learn more about Harbor Dental Plan Discount Products >>