Indiana Dental Plan
This regional discounted dental services plan is for residents of Indiana, but is a part of United Networks of America. The Indiana Dental Plan (IDA) works by offering reduced rates that are paid in full at the time of treatment. Variations of the plan to cover groups, individuals, and families are based on discounted preferred provider plans.
The employees of the Indiana Dental Plan work hard to offer the most personal, efficient customer service possible. Their capable representatives can answer each of your questions quickly and are always available by phone or email. The IDA provider list is always available online so you can find a dentist near you. IDA can offer members the reduced fees of a large group, permitting those individuals who do not have dental insurance through their employers to radically reduce their out-of-pocket dental expenses. Members who are covered by dental insurance may also use the Indiana Dental Plan to further reduce their expenses for dental services.
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Indiana Dental Plan features:
- Because there are no limitations or waiting periods, you can receive services immediately.
- Every pre-existing condition is covered.
- No yearly or lifetime maximum limits restrict use of the plan.
- Deductibles or claim forms are not required.
- Spouses and dependent children are included in family coverage. Full time college students are considered dependents until age 23.
- Fees for general dental services are 15 to 70 percent less than regional charges for these services.
- Activate membership with a low annual fee. Choose any dentist in the plan's network at any time. Membership begins in a few days.
- General dental services include exams, cleanings, sealants, fillings, x-rays, and crowns.
- Fees for work done by specialists are 20 percent less than regular regional fees. You do not need a referral from your general dentist to see a specialist.
- The plan's specialists can provide such services as wisdom tooth extraction, extensive root canals, bridges, dentures, treatment for diseased gums, and special children’s procedures.
- There are separate reduced fee structures for braces or orthodontist's services, but they are available through the plan.
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