Tennessee Dental Plan
The Tennessee Dental Plan is available to all residents of Tennessee through over 160 qualified dentists. This discounted preferred provider plan (PPO) is not dental insurance. Consequently, members can save with the low rates immediately after they join. Coverage at the low plan rates is available to individuals, families, and groups. Membvers are not restricted by lifetime maximums, limitations on service, or exclusions for prior conditions. The plan is designed for individuals and families who do not have dental insurance. However, the plan can also be used by those who need to supplement existing insurance, since the plan lowers the initial charges for dental service.
The Tennessee Dental Plan focuses on giving its members preventive dentistry and education. Their friendly, capable customer service representatives may be reached by telephone or email to answer any questions about your coverage under the plan.
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Tennessee Dental Plan features include:
- Deductibles or co-pays have been eliminated.
- There are no annual or lifetime maximums. Receive the dental care you need, for as long as you need it.
- Because the dental plan is not insurance, claim forms are not required.
- Family plans include a spouse and dependent children. Full-time college students are considered to be dependent children up to the age of 23.
- Members save between 15 and 80 percent off the usual cost for all covered services. Specialists in the plan generally reduce their fees by 20 percent.
- Patients may choose any dentist in the network, and may change at any time. Specialists do not need a referral. Members may access the list of providers online 24 hours a day.
- General dental services include exams, cleanings, sealants, x-rays and film, fillings, and crowns. If a service is not specifically listed in the plan, it will be discounted at 20 percent. Lab fees are not included in the plan, but are considered to be extra expenses.
- Fees may vary by zip code, and reflect a percentage of the normal fee for that particular dental service in that area.
- Specialist's services cover such treatments as braces or orthodontia, periodontal work or treatment for gum disease, oral surgery such as wisdom tooth extractions, bridges, dentures, root canals, and specialty treatment for children.
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